Subaru Lease & Financing in Grand Junction

Grand Junction Subaru takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Grand Junction Subaru Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Grand Junction Subaru can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to the Finance Center at Grand Junction Subaru 

Picking out your next new or used vehicle is the fun part, but the next step is just as important. It's time to think about how you plan to finance your vehicle. Here at Grand Junction Subaru, we are committed to ensuring that our drivers feel confident staying within their budget while driving home with a vehicle that is perfect for their lifestyle. Our dedicated and professional finance team will work with you to assist you through each step. 

Leasing vs. Buying 

One of the most common questions we get asked is what the difference between is buying a vehicle and leasing one? When you choose to lease a vehicle is it essentially renting a new car for a set period, typically three to four years. You will pay monthly payments for the car until the lease period has expired. After this time, you will bring the car back and return it for another new car of your choice, if you decide to lease again. When you lease a car, it is important to know that leasing is not for every lifestyle. When you lease, you will have a mile limit and won't be able to make any modifications to the vehicle. 

When you buy a new or used Subaru, you will pay a set amount each month until the car is paid off. After this, you will own the car completely. You will have no mile limit and can make as many modifications as you desire. You will also have the ability to trade-in or resell your car if you choose, unlike when leasing. 

Apply For Credit 

Another great way to bet ahead of the game is to apply for credit before heading to our dealership, even if you are worried you have bad credit. This makes you more prepared once you get to the lot and helps you know what you'll be able to afford. You can easily apply online from the comfort of home using our online credit application. 

If you have any questions regarding financing or any other services our dealership provides we welcome a visit or a phone call. We can't wait to work with you.



Your privacy is important to us.

Grand Junction Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Grand Junction Subaru

    651 Market Street
    Grand Junction, CO 81505

    • Sales: (888) 842-9933
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Get in Touch

  • Contact our Sales Department at: (888) 842-9933
  • Monday8:30 AM - 7 PM
  • Tuesday8:30 AM - 7 PM
  • Wednesday8:30 AM - 7 PM
  • Thursday8:30 AM - 7 PM
  • Friday8:30 AM - 7 PM
  • Saturday8:30 AM - 6 PM
  • SundayClosed