Welcome to the Finance Center at Grand Junction Subaru 

Picking out your next new or used vehicle is the fun part, but the next step is just as important. It's time to think about how you plan to finance your vehicle. Here at Grand Junction Subaru, we are committed to ensuring that our drivers feel confident staying within their budget while driving home with a vehicle that is perfect for their lifestyle. Our dedicated and professional finance team will work with you to assist you through each step. 

Start Your Application

Contact Information

Purchase Timeframe

Leasing vs. Buying 

One of the most common questions we get asked is what the difference between is buying a vehicle and leasing one? When you choose to lease a vehicle is it essentially renting a new car for a set period, typically three to four years. You will pay monthly payments for the car until the lease period has expired. After this time, you will bring the car back and return it for another new car of your choice, if you decide to lease again. When you lease a car, it is important to know that leasing is not for every lifestyle. When you lease, you will have a mile limit and won't be able to make any modifications to the vehicle. 

When you buy a new or used Subaru, you will pay a set amount each month until the car is paid off. After this, you will own the car completely. You will have no mile limit and can make as many modifications as you desire. You will also have the ability to trade-in or resell your car if you choose, unlike when leasing. 

Apply For Credit 

Another great way to bet ahead of the game is to apply for credit before heading to our dealership, even if you are worried you have bad credit. This makes you more prepared once you get to the lot and helps you know what you'll be able to afford. You can easily apply online from the comfort of home using our online credit application

If you have any questions regarding financing or any other services our dealership provides we welcome a visit or a phone call. We can't wait to work with you.

Your privacy is important to us.

Grand Junction Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Grand Junction Subaru

651 Market Street
Directions Grand Junction, CO 81505

  • Sales: (888) 842-9933


  • Monday 8:30am - 7:00pm
  • Tuesday 8:30am - 7:00pm
  • Wednesday 8:30am - 7:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 7:00pm
  • Saturday 8:00am - 6:00pm
  • Sunday Closed